Every time I try to send money with my PayPal balance, it works once then it says payment denied after. I wait a few days and it works again. How long is the cool down and why is there a cool down? PayPal said to add and confirm a card or bank account. I will not do that.
It sounds like PayPal's internal security system might be blocking the ability to use your PayPal balance to fund a transaction. Payments can often be blocked or declined if the system detects any unusual or suspicious activity. PayPal may decline some payments to help protect you from any possible fraudulent activity. If you've verified that there are no suspicious charges in your account, I recommend attempting to resend the payment again at a later time.
