I was charged for my first payment but was never able to check out from the merchant site. I was never given an option to change my payment type. I have pending deductions from Paypal now.
Thank you for contacting the PayPal Community Forum and welcome as a new member!
Your question is very account specific and we would be unable to tell you why this has happened over a public forum. I would suggest contacting us via Facebook - https://www facebook.com/PayPal/, Twitter - @AskPayPal., chat or phone and we would be happy to advise.
