I first applied for PayPal credit to buy a really nice display. I noticed it put a hard inquiry on my account which I expected. I am now in the market to purchase a new laptop. The one I want is 740, but my limit on PayPal credit is 800. The payment plan on the website I am buying the laptop from shows that I can make minimum payments with some interest added. My question is, if I buy this laptop, will PayPal report that I used almost all of my credit usage? I don't want to affect my credit usage in a bad way, but I need a laptop. Any help?
