PayPal.me buyer protection

[nhus322]

I am interested in buying a phone on Gumtree and seller has sent me a PayPal.me link.

I have an option to pay for goods and i can add a description of the item myself but seller has given no description.

Will i get 100% buyer protection even though the seller has not described the item?

[TungDinhVan]

Good idea 

[kernowlass]

@TungDinhVan

You would be covered by non receipt BUT it may be difficult to prove SNAD if there is no description for paypal to view on the dispute process.

I think your best bet is to go and read up on paypals buyer protection policy and then risk assess your transaction as that protection is never a 100% coverall.

[nhus322]

Yes it is confusing because according to PayPal  - "If your eligible purchase doesn’t arrive, or doesn’t match the seller’s description, we can reimburse you."

So in this instance only the buyer can describe the item and for a SNAD case i doubt PayPal will refund. I will ask seller to send invoice instead.