Friends and Family Payment

Harry64031
New Community Member

im looking to purchase a product and the person is telling me to send the money through friends and family i am wondering if i get scammed will i be able to get a refund ?

thanks harry

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1 REPLY 1

kernowlass
Esteemed Advisor
Esteemed Advisor

@Harry64031 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

You can also report the seller for asking for payment that way as they also may get their account limited for doing so.


Advice is voluntary.
Kudos / Solution appreciated.
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