Will I get my money back if the product doesn't come through?

[farnsworth49]

Hi All,

What assurances do I have that I will get my money back if the product I'm purchasing doesn't come through? 

The gentleman I am buying a product from says he wants me to send him money using paypal.me, but I'm not sure if that provide any consumer protection?

Thanks  for your assistance!

[kernowlass]

@farnsworth49 

That depends on MANY factors all listed in Paypals buyer protection policy for you to read so you can risk assess your transactions.
Legal (bottom right of Paypals pages) > user agreement > buyer protection.

Paypal is not an insurance policy and only give you 'some' buyer protection so read up on it first.
If he is sending a personal paypal.me link MAKE SURE you tick the goods/services option so that you are not sending a 'gift' payment via friends / family.

It would be better if he sent you a money request OR invoice FULLY describing the item you are paying for so that you have that evidence in case you have to open a dispute for 'not as described'.