Hi @dmiller4117,
Welcome to the PayPal Community!
Here at PayPal, your security is our number one priority. To help protect your account, I recommend setting up 2-Step Verification. You can learn more about it by visiting our Help Center using this link: How do I turn on or off 2-step verification for PayPal account login? If you ever have trouble with a purchase, we also offer Purchase Protection. To find more about what it covers, I recommend checking out this article: Does PayPal cover my purchase if there's a problem?
I hope this helps!
Meghan
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