Welcome to the boards!
Any time credit or debit card information is entered, altered, edited, or changed in PayPal, that information has to be verified with the card issuer in order for the change to take place. The credit card industry has a pre-approved method for merchants to verify this information - the $1.00 temporary charge (often known as a pre-authorization).
These charges are not permanent, and will never become permanent, though they are absolutely necessary to confirm card information. This is done to ensure the safety and security of every member who uses our services.
The $1.00 charge is released back to your card balance after a period of time determined by the card issuer themselves, not by PayPal.
For example, PayPal has their own brand of debit card in the US. When we receive a $1.00 pre-authorization from a merchant on our own card, we automatically release them on day five after the charge was placed. Your card issuer may have different policies regarding when they release, however, so you'll want to check with them as to how long they will remain.
That being said, we don't recommend adding pre-paid debit or credit cards, as they seldom pass our stringent security measures. Even if they do, and the payment is later refunded, we're required to send it back to the card - which can be a problem for you if you have since discarded the card.
In terms of adding funds, at this time, you cannot use a card to add funds to the balance. However, if you can successfully register the card, you don't need to add funds first.
Just make a payment, and we'll debit the card directly.
Thanks!
Adrian
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