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I tried this new instant transfer option for the first time yesterday because I needed the funds in my account ASAP. I even paid the small fee to do it. Well, it's not 24 hours later and the funds never showed up. They are not showing up as pending either on my card/account. The funds are no longer available in my PayPal account either. So I paid a little extra to get these funds 'immediately' (max stated was 30 mins) and now I'm stuck with them not avaialble basically anywhere for me. This is VERY frustrating! If they do not show up by Monday morning I'm going to get very worried. I highly recommend PayPal users be highly leary of this new service, it did not work correctly for me! I guess I should have just used the old method of tranfering to my bank account, it looks like it'll take at least as long now using this method and I paid a fee for nothing.
If I'm missing something here let me know. If you've experienced the same thing post about it too, maybe PayPal will fix this service or at least stop offering it / make a BOLD easy to need statment when you chose it that the funds might not show up in your account for days anyway with this 'instant' option.
the delay could be the debIt card you are using,who issued the card and is it MC or V
This just happened to me. I did the instant transfer last week to a bank card I had with PayPal for the last 4 or 5 years. The transaction was fast.
So, I did another one on Sunday and I see that PayPal flagged it as Pending Security review and it would take up 24 hours for the review to complete. Well, it’s been 21 hours and no changes. They are still holding my money. What I don’t understand is how did they let the first transactions go through fine but when I tried to do a second one a few days later they stop the transactions and won't release it to me.
I called customer service but the rep gave me a bunch of hypotheticals and what could be happening but she was as clueless as I was about what is going on. She even said that PayPal doesn’t run the review system on weekends and that was "probably" the reason it was being held.
What a joke.
Well, I haven't yet shared the 24-hours-later-blues, but now I'm dreading if that will also be my fate. I just needed to transfer money to my bank, and had I not seen this new and "faster" option advertized as you go to make the transfer on the phone app as well as the browser version, I wouldn't have even thought about it and done the ACH transfer like I always do, and it usually shows up the next day at the latest, and often the very same day to my amazement. But I thought I'd give this new feature a go, and $0.25 seemed like a small price to pay for a 30 minute transfer time, but I got the same "pending" while they review for security line as I've found many people did here. The only thing I coud think of as grounds for being flagged was the fact that at first, no linked card option showed up, so I checked through my linked cards and discovered that a few of them were very old, including an old debit card that was for the bank account linked as my primary source. I tried to delete that card but it didn't let me (another common issue I've discovered here), so I just added my current debit card (also to the same bank account) and the card showed up right away in the transfer pull-down option. I selected it and clicked the button to transfer, and was greeted immediately by that annoying "pending while we review and it may take 24 hours and we'll let you know when it's resolved and there's nothing you can do about it" message. The most frustrating thing about it is the fact that I can't go back and just switch it to a regular bank transfer, which, judging by some of the posts here, would have been so much faster than just waiting around for who knows how long. All that for actually volunteering to pay the extra $0.25. I was hoping to find some solution here but as it seems to be nonexistent, I'm choosing the next best option, which is to just vent.
you are better off asking your friends to use online banking to send you the concert ticket money.
Paypal pays its bill by chargeing us for goods and services,friend and family is just a courtesy ,if y ou have too many friend and family,they start to suspect you are selling and avoiding paypal fee.