@Rebecca1113
Transfers from bank accounts / cards are never instant, that is why paypal credit the seller upfront and paypal take the wait for the funds to transfer to pay them back again, this is so the buyer gets their item without delay.
Takes several working days to transfer as Paypal use the slowest (cheapest) transfer option BUT funds normally leave the buyers bank account from a few hours up to a few days later. With cards its quicker.
So whilst Paypal still advance you the funds when the buyer pays they put it 'on hold' for new sellers until they build up a reasonable selling reputation.
Then if there is a paypal dispute the funds are there to refund the buyer. Whereas paypal may have the hassle of trying to get their funds back from a poor seller that has withdrawn them to their bank account and refuses to refund a buyer in the event of losing a dispute.
If you say what country you are in I can post the correct link.
Advice is voluntary.
Kudos / Solution appreciated.
