"Non-official" transactions?

[tossin]

Is it recommended to use Paypal for "non-official" transactions?  By "non-official," I mean an exchange of funds and goods by two individual people without any actual store involved e.g. something like Craigslist, where two random strangers enact a transaction face-to-face.  Is there any sort of buyer/seller protection there?

Thanks,

Evan Kao

[skier]

If your thought is to not pay fees, not really.   Basically one is either a buyer or a seller.  Note, trying to be a seller with a Personal Account, you will run into limitations.  Being a buyer with a Personal Account is OK.  And Personal Accounts work fine for sending/receiving funds from friends/family.   However, if you plan to be a seller, best to go with a Premier or Business Account.   There is no cost to have one of these accounts and both are more flexible than a Personal Account.

Regards.

skier

[tossin]

Well, I assumed there would be fees.  I was only wondering how protected both parties would be if they were both personal accounts as opposed to what's normally a personal-business transaction.

[skier]

There should be no difference assuming one follows the steps outlined in the User Agreement.  It's still breaks down to someone buying or someone selling.

Regards,

skier