Thanks for the overdraft, a-holes

[supercab]

Somehow instead of using a card I entered to make a purchase through paypal, paypal instead tried to pull money out of my account.  The account was empty so then it decided to pull money out of my bank account which is set to not allow overdrafts.  Yet, paypal managed to overdraw my account and instead of a 10 dollar purchase, I'm sitting on $120 dollars in fees.

Thank you paypal for ruining my week, not like it matters to bank lapdogs...

[GIJoe66]

This just happened to me and I am **bleep**.  I want my money back.  It seems to happen recently too after some research.  Why is Paypal doing this, does it want to lose customers.  I am considering closing my account now, seriously.

[redpower]

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@supercab wrote:

Somehow instead of using a card I entered to make a purchase through paypal, paypal instead tried to pull money out of my account.  The account was empty so then it decided to pull money out of my bank account which is set to not allow overdrafts.  Yet, paypal managed to overdraw my account and instead of a 10 dollar purchase, I'm sitting on $120 dollars in fees.

Thank you paypal for ruining my week, not like it matters to bank lapdogs...

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I don't understand why you're blaming PayPal if you're the one who linked a empty account to your PayPal.

[GIJoe66]

Paypal is using bank accounts to pay for things, they did not do this until recently.  If you have money in a paypal account, they have no business charging your bank.  That is the point, paypal did something wrong admit it.

[phand21]

If you've linked your bank account as a backup funding source to your PayPal account and you go to make a payment for something that you don't have PayPal funds to make, you've authorized PayPal to take those funds from your bank account.  It's not PayPal's fault that you've received an overdraft charge for a charge that you authorized.

[GIJoe66]

The point is I Do have the funds in my paypal account and yet they charged my bank anyway.  I know very well they can take it out of the bank if the funds are too low, but they were not in my case.  This caused 2 overdraft charges I can not afford to pay.  I have decided paypal is not trustworthy and am cancelling this account for good.  Chat all you want, it will not change the outrage of what happened.

[redpower]

Good, you don't like it don't use it.

[GIJoe66]

LOL, people on here aren't too bright.  You like being ripped off fine, that's you not me.

[redpower]

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@GIJoe66 wrote:

LOL, people on here aren't too bright.  You like being ripped off fine, that's you not me.

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I don't get ripped off, I know what I'm doing, I make sure my bank account has money in it in case it has to be used, and I know the user agreement in and out. This is nobody's fault but yours.

[bfree4me]

redpower,

you're not seeing his point here.  he doesn't have to have money in his bank account.  he's got a paypal account with enough fund to make a transaction and that's what he's saying here.  why is paypal drawing money from his bank when he's using paypal as his source of payment.

im seriously considering closing my personal and business account with paypal.  I don't feel they are trustworthy anymore.