I bought a "buy it now" item on eBay and paid for it with the checking account tied to my paypal account. Then less than an hour later, I cancelled the order. The information I got from eBay suggested that it would be refunded in less than 2 days. That never happened. 5 Days later I opened a "refund not received" dispute through paypal. The seller won the dispute by claiming he attempted the refund- but claimed there was some problem on my end that resulted in the payment not going through. Instead of appealing the case with paypal- I changed it to "item not received". I also called my bank and asked them to check- they told me that there was no attempt at a refund and they would never reject one. My bank suggested that I open a dispute through them- which I did. The next day I called my bank again and they told me that I had won the dispute- they promised that the money would be in my account the next day- I so I immediately canceled the dispute with paypal. After I closed the paypal dispute I received a refund from the seller- but it was $100 less than what I had paid. In the meantime- I didn't receive the payment from my bank -I called and they told me that it turned out they had sent me some paperwork that needed to be filled out. When it arrived- I filled it out- including the explanation that I had received a refund $100 less than the full amount from the seller- so I was only requesting $100, instead of the full amount. 2 days later- I received a refund from my bank -but it was for the full amount. The next day paypal took back the initial refund and opened a dispute on my behalf.
The dispute that is still open gives me the option of cancelling the bank dispute. I'm wondering- what will happen if I cancel the bank dispute? Will I automatically get the initial refund back (the one that is $100 short)? If I pursue the bank dispute and win- will I get the full amount? if I pursue the bank dispute and lose- will I automatically get the initial refund back (the one that is $100 short)?
Thanks in advance!
