reciving money
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Hi scott34,
Welcome to the PayPal community forum
PayPal accounts are charged a fee when receiving a payment for a sale. The standard rate to accept money is 3.4% + 20p and we also offer a competitive merchant rate.
PayPal was originally designed as a service for individuals - people who might need to collect money for a group gift or transfer funds between friends. While we will always continue to provide this service for all users, there are also real costs associated with providing our service - particularly costs associated with processing credit card payments. Visa, MasterCard and American Express charge us for every transaction we process, and we need to pass this fee on to sellers to cover our costs.
Remember: It's free to sign up for a PayPal account and there are no fees for personal payments to friends and family that are funded via your bank account or PayPal balance. You can also transfer funds from your bank account to your PayPal account and vice versa at no charge.
Hope this helps and thanks for your post
Paula
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HI, how come ive never been charged before when recieving money? its only the last couple of transactions that i have.
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If you are selling items then you are always charged a fee.
If you have received some payments before maybe for private sales then maybe the buyer used the personal > gift option when you would not get charged but you are only supposed to use that for family/friends not selling.
Advice is voluntary.
Kudos / Solution appreciated.

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