I am afraid this is not something you can change. This is information we get from your bank when you add the card so we have no option to update it on our end. To ensure your personal payments are free I recommend adding money from your bank before sending the payment. If your bank is confirmed on your account this can be done almost instantly. You will find more information here https://www.paypal.com/gb/selfhelp/article/how-do-i-add-money-to-my-paypal-balance-and-how-long-does... .
