How do you LOWER your credit limit....only seems to be ways of raising it

Inc
New Community Member

Do I need to use a different credit card to get a lower limit?

 

Thanks.

 

Inc

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1 REPLY 1

PayPal_Adrian
PayPal Employee
PayPal Employee

Welcome to the boards!

 

I'm assuming you're inquiring about the account Spending Limit - this cannot be lowered; it can only be lifted.  There is a per transaction limit of $10,000 USD ($60,000 USD for qualifying eBay items), but this is a set number. 

 

You can keep the lifetime sending limit where it is by never becoming Verified.

 

If you are looking for a lower credit line with any of our supported credit products - Bill Me Later, the PayPal Extras MasterCard, PayPal Smart Connect - you would want to contact them directly.

 

Hope this helps,

 

Adrian

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