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I have two collection agency sending me letters about an alledge PayPal debt of $300.00. IC System from Minnesota and ACI out of Boerne, Texas. I have never used my PayPal account except when it is hooked to my bank account. I tried to email PayPla and they sent me a lengthy email of dispute resolution all of which want a date of purchase and the invoice from them. But they never sent me one and according to their website I owe nothing. You would think they would want to take care of this rater than making their customers jump through hoops.
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My wife just got a notice in the mail from ACI indicating she had a $485 PayPal debt. She hasn't had a PayPal account in years and never had a balance as it was previously linked to her bank account.
Why isn't ACI being charged with mail fraud?

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