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Sorry I can only help with working your way around paypal, i have no idea how banks work.
Good luck anyway.
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Hi, “gift” or “personal” payments are intended as transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
On the other hand, as it is a “personal” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time.
Scam sellers often ask for payment that way as they know this.
Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you.
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Ask your card issuer, you would be covered with a credit card but sometimes debit card issuers will help you as a ''goodwill' gesture, you can but try.
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They don't HAVE to reimburse you but sometimes they will do so if you are a good customer etc as a goodwill gesture.
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Sorry I can only help with working your way around paypal, i have no idea how banks work.
Good luck anyway.
Advice is voluntary.
Kudos / Solution appreciated.
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- I was scammed by buyer of 536 € in About Protections (Archive)