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If your promotional rate purchase expires on 15 December it means you must pay off the full purchase price by that date to avoid interest changes.
If you fail to pay off in full, then the 6 months of accrued interest will be added to your balance and you will be requirement make a minimum payment each month with new interest being added each month, like with a credit card. If that happens it is also unlikly you will be offered PPC again.
Neither payments nor interest are automatically deducted from your PayPal or bank account. You make payments manually. If you default on a payment, then reports go to credit reporting agencies. Unpaid balances go to collection agencies.
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