Link Credit Card? No thanks

DragonArmor
Contributor
Contributor
I added my bank account to paypal and it worked the last days perfectly until paypal started to ask to link a credit card. There is no option to avoid it and I can't send any payments anylonger. What do I have to do? I got no credit card. But I want to pay with my bank account linked to paypal.im from germany.
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6 REPLIES 6

lancelotme
Frequent Contributor
Frequent Contributor

I think you have to apply for a credit card,ask your bank.

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sharpiemarker
Esteemed Advisor
Esteemed Advisor

Get a credit card networked (visa, MasterCard, etc) prepaid debit card or use the debit card linked to your bank account.

 

https://www.deutscheskonto.org/en/credit-card/

 

Refer to cards like in #2


Kudos & Solved are greatly appreciated. 🙂
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DragonArmor
Contributor
Contributor
I dont want to get a credit card. Whats the point of paypal? You pay online. You can do the same with a credit card already. It worked tge last days perfectly without. Besides they cost money. And paypal is for free.
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DPCreations
Frequent Advisor
Frequent Advisor

@DragonArmor

If you have a credit card and you only purchase items online, then there is no need for PayPal; you just use your credit card.

 

The problem is you don't want a credit card; that basically means you can't purchase onlne.

 

It's your choice which you want to do.

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sharpiemarker
Esteemed Advisor
Esteemed Advisor

The point is that PayPal wants two forms of financial instruments linked for identification purposes, for back up funding and to take advantage of the PayPal account's other features. Like instant transfer.   You don't have to get a credit card, you can add your bank account debit card or a prepaid card.  Do your bank account come with a debit card?


Kudos & Solved are greatly appreciated. 🙂
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lancelotme
Frequent Contributor
Frequent Contributor

Many sellers accept PAYPAL as payment method because they cant afford to apply for a merchant account to accept credit card direct.

Apply for a credit card cost you nothing,some may have annual membership fee,most do not,a smart girl likes you must know how to pick one which has no fee.

If you pay your charges on time,there is no interest fee,no late fee.  

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