Can Paypal be used for a deposit on item?

[Seashelly]

I'm thinking about using Paypal to offer someone a deposit on an item so that they will hold it for me.  My question is am I protected on something like this if the person doesn't hold the item and I need to get the funds returned?  I understand that they must agree to the return of funds, but if they do not, will the dispute resolution cover me?  Thank you for any feedback.

[kernowlass · Accepted solution]

No you won't be covered >>>>>

13.2 What are the eligibility requirements for PayPal Buyer Protection?

You must meet all of these requirements to be eligible for a payment under PayPal Buyer Protection:

1. Your payment must be for an eligible item and made from your PayPal Account (see Section 13.3 for further details on item eligibility);
2. Pay the full amount of the eligible item in one payment. Items purchased with multiple payments – like a deposit followed by a final payment – are not eligible;
3. Send the payment to the Payment Recipient through:
   
   1. the eBay “Pay Now” button or the eBay invoice, or
   2. the “Send Money” button of your PayPal account by selecting “eBay Item” and entering your eBay User ID and the eBay item number; or
   3. for purchases made outside of eBay: the Send Money tab on the PayPal website by clicking the “Purchase” tab, or the Payment Recipient's PayPal checkout flow (including, without limitation, the PayPal Location Based Payments Functionality, if used by the Payment Recipient); and

[Seashelly]

Thank you!  That's what I needed, just couldn't find the section.  Appreciate your quick response.

[kernowlass]

No probs, film I am watching is a tad boring anyway.