Am i right in thinking paypal credit is paid by pp then you pay pp back ? Ive recently took out what i thought was like a pp loan (stupid me i know ) so bought an item for £280 the item was cancelled by supplier as out of stock so i got a message of a refund which went bk into pp credit acc . Then ive noticed £280 has came out of my personal bank account and is showing as minus in pp acc so my question is where is the £280 im so confused ??
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