Hi @Manichispanic,
Thank you for joining the Community Forum!
When checking out, sometimes one or more payment options may not be available due to the security system's evaluation of the payment. If PayPal Credit is not available at the time of purchase, you can try the payment again another time to see if PayPal Credit is available then. If it remains unavailable, the transaction may not be able to be completed using PayPal Credit as a payment method. I'm sorry for the inconvenience.
Olivia
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