You are not being too cautious it is just the seller putting pressure on the wrong person. Yes it takes up to 21 days to release the funds. If you received the goods and released the funds in PayPal these funds would be released to the seller immediately. I had the same thing happen, the buyer confirmed and PayPal released the money within 15 minutes. So, it is most likely a small hiccup where both are not used to these kind of transfers. If you confirm the receipt of goods the money could be released instantaneously. You are not, I repeat, you are not responsible for the seller not receiving the money. Do not engage in going outside of the system as you lose your protection immediately and yes the seller could scam you, most likely not in the case but this is why I state you are not being too cautious.
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