Had something weird happen over the last 2 days. I have been trying to send money using the paypal function to send money to friends and relatives. I have 2 credit cards and one bank account linked. Both credit cards have sufficient funds, but every time I try to send the money, I get the "your card has been declined" message. The bank account doesn't show up in the list of funding sources even though it is confirmed. I've never had any troubles using paypal in the last few years.
After a phone call with my credit card company they told me the amount had been taken from the credit card (and was approved), but had been immediately refunded at the request of Paypal.
Now again on the phone with Paypal they told me that it was actually Paypal that declined the payment and there was nothing they could do. Some contract with Mastercard meant they couldn't make the payment using my credit card(s). She told me that right now sending payments using a Mastercard would not be possible, but online payments for merchants should be fine. Her actual suggestion: "Maybe its best to not use Paypal for transferring money".
Has anyone experienced something similar? Why would Paypal decline the payment immediately after authorizing it?
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