@annsand Firstly no seller knows what your maximum bid is, they can keep pushing your bid upwards and hope they don't win the item themselves but they do not know what your high bid is. Secondly don't bid early then you prevent this happening. I bid x1, in the last few seconds of the auction. That stops shill bidding OR other bidders pushing up my bid. If i win fine if not then i know I bid the max i was happy to pay for the item. If i am not going to be around then I use a bid placing site. Thirdly why did you pay for the second ring?? Just don't pay, no one can force you to. If the seller files an unpaid item dispute then they get their fees back and you may get a non paying bidder strike but to be honest unless you get a load of them in a short period of time its meaningless ( Ebay don't want to put you off using their site ). Also sellers can't leave you negative feedback, only buyers can leave negs. Fourthly if you paid and you have not received the item then click on the transactions and use the report a problem link... If you want to use Ebay first then..... https://pages.ebay.ca/sellerinformation/news/fallupdate2014/ebaymoneybackguarantee.html
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