Hi YeoTim,
Welcome to the community forum and thanks for posting.
My suggestion would be to attempt to add the card to your account first. There are some virtual cards that will work but some issuers are not compatible with our approval process. If you can add the card you will be able to do the transaction as you described. When you make a payment on PayPal we will use money in your balance first and then use your card or bank account as a back up for the remaining amount.
I hope this helps.
Rachael
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