Most intelligent Canadian's keep US and Canadian credit cards, so we can transact purchases without worrying about spot exchange rates. For some reason paypal has broken their own system by automaticaly assuming all credit cards associated with a Canadian account are in Canadian funds. Please just add an optional field to let us specify if the card's currency is US or Canadian, or alternatively give us the option when making a payment to NOT have paypal convert but just process in the currency of the transaction. For example I am trying to pay a Chinese company for a small purchase in US funds, shipping to Canada, and I want to use my US Visa card which has been issues by a Canadian bank. Now I cannot do that. I also have US Visa cards issued by US banks, but I cannot put a US billing address into my account, it assums all my billing addresses are in Canada, which again is a very silly assumption to make. These are all things that should be addressed if you want paying with paypal to be the way Canadian's pay for their purchases. I am writing as both a buyer and a merchant.
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