Actually, now I'm even more confused about it. I have already verified my account, it even states it's a 100%! Updated my Wallet, verified bank account, verified cards, even sent in a photo of my ID and bills, proof of address etc last year. I live in the US too. So I shouldn't even have limits at all. Also, my balance is not in negative either. Everything seems fine. The other thing I noticed on my profile is that under my profile picture usually there is PayPal balance: $0.00 as the balance (until I add some money, which occasionally I do; but not much. This time I wanted to add $150), and now it disappeared. It only shows "No balance needed to shop or send money" and right under that "Add money" and "Transfer to your bank". I have a personal account.
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