After yet another difficult time with Ebay/PayPal, I've done some research. PayPal attempted to ban Class Action suits, but it appears that you are able to opt out of that ban. d(But have to have already done so in writing, your government working for you... NOT.) I think PayPal likely needs to set right in their course on account holds, and customer service at this point and charged interest for aggregate holds of funds. http://www.theverge.com/2012/10/17/3511792/paypal-class-action-suit-ban So, you have to individually sue PayPal in small claims court for whatever you feel you are owed. Best thing to do, is close your account and vote as a consumer. Hopefully the payment system Google is bringing will not be attached to paypal in any way, and will be more oriented to the individual, and not PayPal's cash cows.
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