Hi there, Like you, I'm new here, too. I cannot offer any advice as far as discontinuing Sage Pay etc. goes. If you pay a monthly fee, you will need to look into this and possibly speak to them. But on the PayPal side of things, this is what I have learned so far. You can use PayPal as well as/instead of your current provider. Depending on which option you choose, your customers will not necessarily need a PayPal account. You do not need a separate merchant account to use PayPal. I recommend this URL for further information (it helped me): https://www.paypal-business.co.uk/accept-online-payments-with-paypal/index.htm I hope this helps. 🙂 .
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