I recenly received an e-mail about PayPal's upcoming policy changes for March 2017. I have two issues with these policy changes. 1. "PayPal is updating its set off rights allowing us to debit a PayPal account when an amount owed to PayPal, our affiliates or eBay, Inc. becomes past due by removing the 180 day past due requirement." So what does that mean, paypal can debit my account at any time it wants? That change should be explained better, and I don't like the idea of PayPal just automatically pulling money out of my account without notice. I prefer to pay my invoices manually, and it would be nice to know how much time I have before an automatic debit (as I do right now). 2. We are adding a non-discouragement clause for sellers that provides: In representations to your customers or in public communications, you agree not to mischaracterize PayPal as a payment method. At all of your points of sale (in whatever form), you agree not to try to dissuade or inhibit your customers from using PayPal; and, if you enable your customers to pay you with PayPal, you agree to treat PayPal’s payment mark at least at par with other payment methods offered. This is absurd, who are you to tell me what I can tell people that are buying my product? Let me give you a real life example where I have dissuaded buyers from using PayPal. I sold several laptops eBay and for two of them offered local pickup. In the eBay ad I put a message saying if you want to pickup locally do NOT use paypal. Now why do I do that? Because PayPal offers zero seller protection on local pickups. In other words, someone can PayPal me, pick it up locally, and if the transaction is phony I'm out money. Basically PayPal would be collecting a fee they simply didn't deserve because they aren't ensuring (or insuring if you like) my transaction. Why the **bleep** would I give someone a fee and risk my money when I don't have to? Well, I hope someone on PayPal's legal team who is writing these upcoming policy changes is reading this!
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