Thanks for the head's up. this is a scam. If you make "minimum payment due" from the account info page or on the reminder email without accessing looking carefully at your statement for this other amount, it will prompt the application of interest on your promotional offers. Could easily be fixed by posting the MIN PYMT DUE TO AVOID INTEREST right in the account/payment info on the website or in payment reminder email. Also, if you make excess payments, as I always do, and don't read the fine print on how they apply these to the amounts that are due LATER (not the ones coming due sooner), you can also end up not paying off the amounts by the promotional date despite making significant payments. These practices make it virtually impossible to set up auto payments in advance to ensure meeting the terms of interest-free financing. They could easily remedy this application by clicking on the an option of how you want payments applied to the promotional balances. I am going to pay off my PP credit and close my account. Too much hassle to avoid charges and fees now, which negates the convenience of using PP credit in the first place.
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