Thank you for your non-answer LOL. I haven't followed your link yet because faqs in general are almost always incomplete, generic and miss the point, but i will look. But for anyone who sees this thread, from the PayPal help chat I learned two things: 1. If we don't pay by the deadline to avoid deferred interest, we still have 30 days. I have been told this twice, once on the phone, and verified in chat once I pushed on it, so it better be true. 2. Once the pay by date to avoid deferred interest is past, that account is no longer listed in that section but is assimilated/lumped into the general credit account. So we have to write it down/track it ourselves to remember it. This is also true for all of the "pay by date to avoid deferred interest" accounts as PayPal does not prorate or include them in minimum payments due until the cycle before they're due, which means they suddenly appear and if we haven't tracked them we might get a shock! It feels totally lame that PP doesn't prorate and track these for us, but the overall applying of payments seems to be ok. Thank you for your help!
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