How about trusting what you read? It is ILLEGAL to advertise something which the advertiser did not intend to uphold - at least here in Sweden, but I bet it is in the rest of EU and US too. PayPal is advertising SAFETY for sellers, while in fact they provide none for these cases. This is highly contradictory to the license (4.4 below). Moreover, according to the licence, the "Seller Protection Programme" is void once a reversal or chargeback claim comes through. This is also against all and any marketing about Safety that PayPal uses. 4.4 Risk of Reversals, Chargebacks and Claims. The receipt of a payment into your PayPal Account does not equate to the receipt of cleared funds. A notification that E-money has been sent to you, does not amount to a receipt of E-money in your Account unless you have accepted the payment. You acknowledge and agree that a payment transaction is completed and received by you even if it becomes subject to a Reversal, Chargeback. Claim, Reserve or hold. When you receive a payment, you are liable to PayPal for the full amount of the payment plus any Fees if the payment is later invalidated for any reason. In addition to any other liability, if there is a Reversal, or if you lose a Chargeback or Claim and you are not entitled to a payment under the Seller Protection Programme, you will owe PayPal an amount equal to the Reversal, Chargeback or Claim and our Fees per section 8 (including a Chargeback Fee if applicable) and PayPal will debit your Balance to recover such an amount. If a sender of a payment files a Chargeback, the credit card company, not PayPal, will determine who wins the Chargeback. You can find out more about Chargebacks by reviewing our Chargeback Guide, accessible via the PayPal Security Centre and the section called: “Selling Safely”. The PayPal Security Centre is accessed via the PayPal website. You see, this is contradictory to what is claimed on their website under "Merchant Security": "PayPal was built to keep you secure. As a pioneer in online payments, we set the standard for fraud prevention by continuously developing and deploying a broad range of security measures so you can focus on your customers." Now, I have not lost anything because I could stop the shipment in-time, but I have lost a sale, which was legally binding.
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