I agree! I've had this complaint for so long. I actually had to open a small savings account years ago (which works for a bank account, btw) just to open a second PP account for my husband. This is ludicrous! A joint account should obviously work for both parties paypal's accounts. I don't think it's up to PayPal to be concerned about a spouse or partner using the account with the other partner unknowingly for PayPal, especially since it's pretty easy to open a simple joint savings account. Let the states worry about any legal banking issues. Since this idiocy has been going on for many years, I doubt the policy will be changed, but it's so obvious how to get around that it's really a silly rule. In fact, I really only use one PP account for both eBay buying & selling, so it's REALLY easy to get around. If I'd known how simple it is to circumvent the whole problem, I probably wouldn't have even opened a second PP account.
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