That is not an helpful answer PayPal. I too have used pay in 3 many times at the same merchants, paying it off early majority of the time and have NEVER been late. No reason to be denied now and I have an enviable credit score! Just tried to purchase an item worth £50 from John Lewis but denied! Is JohnLewis.com not a trusted merchant? Also tried to purchase from a merchant I often do a pay in three for and was denied last week! Something going on here - your bot is broken. So disappointed with PayPal. It’s a lifeline to being able to get that needed item or not. Please at least let us know clearly why we’ve been denied on each occasion. It’s NOT fair!
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