So, has anyone found a good replacement yet? Someone who will issue a physical debit card that requires no balance and will just use your bank account or bank debit card as the backup funding source? I have tried both the Cash app and Affirm and both require a balance on their platform.
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Well, I got my Cash app card today and found out they are just like PayPal. The Cash CARD only works from funds in your Cash App balance. The linked cards and bank accounts are for P2P transfers only.
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From what I've been reading, the Cash app lets you have a bank account or debit card as a backup source. They also have there own debit card.
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After 24 years of being a PayPal member I'm done. I'll be cancelling my cards. The way they went about this was very underhanded as well. To bury this type of significant information in a "Updated Aggreement and Services" email is beyond reasoning. They are truly showing their customers they do not care about them or their business. I think I'll be moving my business to the Cash app, where you can have backup funds.
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