Hello @Nesss19,
Welcome to our community forum and thank you for your post!
I understand your concern about the late fee. Payments will reflect on your PayPal Credit account the same day you make them. It may take a few days for your available balance to update. Under the terms of the PayPal Credit Agreement, we will charge a late payment fee of £12.00 GBP for overdue payments. Please reach out to our PayPal credit support team for additional assistance on the fees.
I hope this helps, have a great day!
Bindu
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