Hello @Rita_Tighe,
Welcome to the community forum and thanks for posting.
I understand your concern about the Pay in 4 payment. To know more information, please check this help center article. I would also suggest you contact eBay to check on the purchases. For account-specific questions, I'd recommend reaching out to our Customer Support by clicking on the contact option at the bottom of the page on our website.
Best wishes,
Ayesha
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