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since ‎Nov-02-2020
Country: United States
Type: Personal
fletcherism
fletcherism Contributor
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How did my balance disappear

by fletcherism Contributor in My Money Archives
‎Sep-09-2021 06:40 PM
‎Sep-09-2021 06:40 PM
My brother paypaled me money to cover his share of a gift I paid for. The money he sent me sat in my account balance for about three weeks, as I decided that instead of withdrawing the money to my bank account, I was going to use it for sending money to another person which I planned to do today.   Today I logged in and the balance was zero. The money has not been transferred to my bank account. None of my other paypal transactions say they used the balance, they all took from my bank account. My activity doesn't show anything about what happened to it. The balance was there when I last logged in on September 3rd.   Do I lose money in my PayPal balance if I don't use it or withdraw it within a certain timeframe? ... View more
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So let me get this straight

by fletcherism Contributor in Disputes and Limitations Archives
‎Dec-18-2020 12:00 PM
‎Dec-18-2020 12:00 PM
....back at the end of October I paid a guy through PayPal for over $100 USD. It was a transaction on Discogs.com. Immediately after the guy accepted my payment, he ghosted me (and a bunch of other people). My messages to him for weeks went unresponded. Discogs suspended his account.   So I came to PayPal on Nov. 27 to file a claim. It made me do the thing where I used their system to communicate with the seller first. Of course he never responded to that either.   I checked today and found that the case was automatically closed yesterday. He never responded. I'm thinking "OK now I can get PayPal to refund me." No, apparently I can't re-open a dispute, or file a new claim? Just because this guy ignored me I'm now out of options for getting my money refunded? ... View more
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Re: Currency conversion option help

by fletcherism Contributor in Transactions Archives
‎Nov-02-2020 07:44 AM
‎Nov-02-2020 07:44 AM
I think I figured out why some people are not seeing it and some are.   I was just about to make a purchase from UK for 96.90 GBP. In USD that would be about $130 using PayPal's rate. On the payment page linked to from the seller's invoice, the link for changing currency conversion options was not there. However, when I changed my payment method from my checking account to my credit/debit card, the currency conversion option link appeared, and I was able to change it to GBP for this specific payment.   At first I was unwilling to do that because I didn't want to pay the additional fee for using a credit card vs. using my checking account, but then I realized that because this came from an invoice, meaning I'm not just "sending someone money", there's no fee for using my credit card. Now I just need to figure out what my bank's conversion rate is for using my debit card. ... View more
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