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since ‎Jun-18-2010
MamaMia72
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Latest Contributions by MamaMia72
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Re: 21 day hold on funds - This Stinks!

by MamaMia72 Contributor in eBay and PayPal (Archive)
‎Jul-14-2010 09:55 PM
‎Jul-14-2010 09:55 PM
garykaye99 - Did the buyer leave positive feedback?  If feedback not left, suggest you contact the buyer and ask them to let you know that they are pleased with their purchase by leaving positive feedback.  (Indicate that your goal is 100% buyer satisfaction and 5 stars on every transaction.)  This is what I do, and thankfully I haven't had the hold problem.  After positive feedback is received, contact eBay/PayPal again.  Hope this helps. ... View more

Re: 21 day hold on funds???

by MamaMia72 Contributor in eBay and PayPal (Archive)
‎Jul-14-2010 12:11 AM
‎Jul-14-2010 12:11 AM
Have you checked with your bank to see what their policy is on funds transfers?  I called both of my banks today (Bank of America and Chase) to find out what their policy was on funds availability for deposited checks.   BofA (a major thief and ripoff) holds funds for up to 5-10 business days --even if it it's a wire transfer from another customer of theirs!!!  And, imagine this:  if you make a CASH DEPOSIT, they can still hold your funds for up to a week or more!!  Chase was a little better in their policies.  There's a website called RipoffReport.com.  You'll see tons of complaints re the banks on their policies of holding back customers' funds, while charging overdraft fees for the shortages.  They're making a killing doing this while using accountholders' money for their own investing.  There should be class action lawsuits, or Congressmen held to account for this!  I'm sorry to tell you that the banks policies and new regs coming down the pike from our wonderful Government are just going to make things even worse, and tighten up credit even more.  Be prepared. ... View more

Re: 21 day hold on funds???

by MamaMia72 Contributor in eBay and PayPal (Archive)
‎Jul-10-2010 08:09 PM
‎Jul-10-2010 08:09 PM
These are difficult times for most of us.  I strongly encourage that we help our fellow eBay Sellers who are struggling (I'm in the same boat) whenever we can.  I know that I always look for necessities on eBay before I shop elsewhere, both for a bargain and to support fellow eBay Sellers.  Let us all know your eBay seller ID and if we can help you by buying your items or referring business to you, we will.  --- Miami_Mommie ... View more

Re: 21 day hold on funds???

by MamaMia72 Contributor in eBay and PayPal (Archive)
‎Jul-10-2010 07:57 PM
‎Jul-10-2010 07:57 PM
Have you tried BBBonline.org?  (I think it's now the BBB.org -- you can track PayPal, Inc., a California co., from the bbb.org/online website).   BBBonline.org appears to offer a means of filing complaints and resolving disputes with internet businesses.  Also, the best way to get a company like PayPal to respond directly to your communications, is via certified or registered mail or a shipper such as FedEx.  I've heard this recommended over and over from various sources, and after working in the legal field for more than 15 yrs., I can vouch that this is the only way attorneys will communicate with their adversaries.  Online businesses get thousands of phone calls and emails daily (probably even more with eBay and PayPal), but regular mail gets their attention much quicker.   Also, beware that banking rules and regs. are rapidly changing.  Banks are holding deposits much longer now (Bank of America is one of the absolute worst!).  As a result, it takes checks and other transactions much longer to clear.  Meanwhile, if the deposited funds are not available and the banks can charge you more fees, you can be certain they will!!!   There are so many eBay buyers and sellers and internet businesses -- shouldn't there be a reliable alternative to PayPal that also affords Sellers more protection?    ... View more

Re: Denied a purchase?

by MamaMia72 Contributor in Fraud, phishing and spoof (Archive)
‎Jul-10-2010 07:27 PM
‎Jul-10-2010 07:27 PM
Banks' rules and regs are changing rapidly (for the worse, I'm afraid).  They're holding deposits for longer periods of time (using our money), and this sometimes causes a shortage of available funds.  Suggest you contact your bank/credit card company for an explanation. ... View more

What is Safest Way to Sell Internationally and be ...

by MamaMia72 Contributor in Fraud, phishing and spoof (Archive)
‎Jul-10-2010 07:24 PM
‎Jul-10-2010 07:24 PM
I keep getting inquiries from buyers overseas (I'm in the U.S.) asking if I would sell my items and ship to them.  Can anyone offer me recommendations for the safest way to sell and ship items overseas and not get ripped off?  I would not be as concerned for small, inexpensive items, but I'm talking about items that are hundreds of dollars.   Also, I know nothing about customs requirements.  Is there an international shipper that is preferred that can also handle the customs requirements and obtain PayPal-required proof of delivery and signature of recipient?   ... View more
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