so i get a e-mail from paypal to apply for a paypal credit card. my scores are 701 707 and 733 and i did not qualify ha ha ha. i never have once been turned down for credit ever, i think paypal is simply gathering info to sell and really has no intentions of ever giving away credit, just a waist of time to apply and a ding of a hard inquiry to deal with as well as paypal sells your information, yup not worth it to even apply
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