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since ‎Jan-17-2018
Country: United States
Type: Personal
MeSoStupid
MeSoStupid Contributor
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Latest Contributions by MeSoStupid
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Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-23-2018 03:40 PM
‎Mar-23-2018 03:40 PM
  So many reasons I see we shouldn't be having to fight on this.  Not a US address...Not an actual tangible item being physically shipped....cash equivalent transactions.... (these transactions with the Australia address are on the closed dispute cases in the classic view--this is on VGW replies I believe)  I can only access half of the stuff in the resolution thing anyway--half the buttons take you to an error (another whole issue)           ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-23-2018 02:33 PM
‎Mar-23-2018 02:33 PM
Glad you got something back--hopefully more to come for you!  Yes I 100% agree something does not add up with the PayPal/Chumba relationship.   They are supporting them.  I was just reading more and again everything I read--they technically should not be doing anything on behalf of Chumba on our Chargebacks--because they are not protected (OR SHOULDN'T BE ON THE FLIP SIDE) because gambling/virtual is supposedly not protected for either parties.  But just like you--they are provided supporting documentation on behalf of Chumba against me to my charge cards. ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-23-2018 01:43 PM
‎Mar-23-2018 01:43 PM
Have you received any of your charges reversed on your behalf?  My foreign fees are $30 per transaction!!     The customer service at Chumba when I asked for my refund and exposed I discovered they were not in the US because of suddenly having foreign fees--he responded-sorry for my bad luck--it will turn around and to start using my PayPal balance to avoid any future fees.  I never once said anything about my luck.  I said I wanted my money refunded because they were misleading people.  Oh well and here we are and to date they have all my money for all the purchased  Gold Coins , any that occurred that were not me, and blah blah blah   ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-23-2018 12:57 PM
‎Mar-23-2018 12:57 PM
Yes--I thought CA too.  I had that screenshot as part of my evidence as well....  So I do still have what are called "temporary" credits on my cards--and as I said I know PayPal provided the proof of delivery for the merchandise--I guess what confuses me--I have been reading all over PayPal once they told me we as Buyers had no protection because "gambling".  I didn't think the seller's doing the transactions for gambling had any protection either but in reality--they are continually being protected by all of our disputes despite what we provide as evidence being denied and then they are working as a go between against my direct card disputes.  If I read--I didn't think they did that for gambling websites.  I am confused!!     ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-23-2018 12:40 PM
‎Mar-23-2018 12:40 PM
I am not sure because there are charges while my husband and I were on vacation but they say they came from me.  I did make charges for sure but started to dispute because I was getting hit with all these foreign fees and I became aware this was not a US operation because of all these foreign fees.  Then once I started to really pay attention I have things posted while on vacation so I have no clue what are real and what isn't.  I know--SAD!!  My reason for the out of US is because that would immediately mean no regulations in place and they outright fraudulently state IN US.   ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-23-2018 11:13 AM
‎Mar-23-2018 11:13 AM
Well cases thru PayPal credit that I had appeals on are closed and denied too.  No coverage protection even though my account is deactivated and no refunds issued for all the "gold coins".  I called customer service and was told I should of researched before--not after.  No protection.  I said so doesn't matter what seller provides--I have no recourse--dispute customer service rep said--basically.  No coverage protection means nothing that can or will do!!  Unreal.  I can only hope that the charges I am currently disputing directly thru my charge cards will have a better outcome.  On my Discover card I reported not as received--it was kicked back to PayPal as a C/B and apparently the seller provided I received  to PayPal which in return provided in support of Chumba so I am going thru the same thing of stating I did originally receive some but everything is now back in possession of the casino because they deactivated my account upon first dispute when I discovered they were fraudulently misleading people into thinking they were a US based operation and showed them a copy of the blackmail email to drop any of my charges to reactivate my account.  Such a irritating situation.  I didn't think Not Protected meant in both ways. ... View more

Why isn't someone doing something to fix all the s...

by MeSoStupid Contributor in About Payments
‎Mar-22-2018 05:19 AM
‎Mar-22-2018 05:19 AM
I have just searched and find for months people have been having the same issues as me.  I am supposed to respond to a dispute and the respond button doesn't do anything but take me to an error message.  While trying to create the dispute--the upload a file doesn't work either.  I have been sent instructions on how to upload a file and those are worthless because the methods they show are either from a very old platform as the options they direct you to select are non existent.  I find it hard to believe it takes months to fix this issue!     ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-20-2018 11:35 AM
1 Kudo
‎Mar-20-2018 11:35 AM
1 Kudo
This is such a worrisome issue because we have to worry about down the road with this merchant too!!  I was very disappointed in the bank as that is the only one I thought would of been the easiest.     ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-20-2018 11:05 AM
‎Mar-20-2018 11:05 AM
I started with the PayPal and my bank after seeing the pathetic lack of help, I will be going direct to the charge card for the remaining.  I had a feeling this would happen just by all the comments about PayPal and their lack of help on this merchant!  You would think they would want to eliminate this vendor to simplify their own lives, so it makes one wonder.  I am shocked Chumba is even allow to have PayPals LOGO right on the Casino's website and do nothing to help it patrons.  Unfortunately because the Bank is processed as and ACH--nothing can be done per the manager at the bank.  This is so sad!       ... View more

Re: Chumba Casino $5,000 win.

by MeSoStupid Contributor in About Protections
‎Mar-20-2018 10:32 AM
‎Mar-20-2018 10:32 AM
I have tried all of this and still am trying this.  I have stated they are a fraudulent website clearly stating claims in US (which they are not because my charge cards got hit with foreign fees), showed that they deactivated my account as soon as a dispute was charged, showed them the copy of the email telling me to stop any disputes to reactivate and the one also telling me to use my PayPal balance to avoid any future foreign fees--showed them the proof of my huge  balance of Gold Coins with has been deactivated, plus showed them all the bogus emails from Chumba stating "refund being processed"  taking coins out of my account for each one but NOT issuing any refund, and all I keep getting is SORRY--NOTHING CAN DO NOT PROTECTED UNDER PAYPALS BUYER PROTECTION.  I  find this pathetic as I said exactly the same thing to PayPal--this became a case of not received once Chumba deactivated my account with all the money on account and all the bogus emails taking money off my account with each one.  I can't get any help from no one at PayPal!! ... View more
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