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As 22yr Paypal customer I chose to apply for Paypal Credit and received a sizeable credit line. I did that so I could specifically manage large purchases to pay over time with the security of Paypal transactions. I changed my preferred payment method to PayPal credit (I can always make exceptions for smaller purchases and change on Paypal to my bank card before completing transaction). But when making purchases on ebay, ebay DETERMINES MY PAYMENT METHOD as "automatic payment". Okay so while Paypal automatic payment feature allows changing payment method for individual sellers, for ebay the option does not offer Paypal credit as a payment method. Researching this I find this problem has existed for well over 9 yrs and throughout that span of time customer like me are complaining about the same issue. What am I missing? Paypal customer service is worthless - the circular automated assistant pukes out FAQ answers and leaving messages Paypal ends up with never a response. Perhaps it time to leave Paypal in the dust. They are not responsive to customers.