Hello, I have had my Paypal account for over 10 years now, I have always been able to buy and pay for everything online without any problems, I have always paid the 30/60/90 day payments, I have no debts and no negative Schufa entries, However, I should now add either a bank account or a credit card when making an online payment, otherwise I cannot make the payment. Since I started using my Paypal account, my bank account has already been linked and verified with Paypal. However, my account details are not accepted because this account is logically already in the account. Nevertheless, the system really wants me to create a bank account or credit card. But I only have one bank account and I don't see the need to apply to the bank for a second bank account just for one payment (especially since my bank would reject it anyway and I don't need double bank costs). However, I don't have a credit card and I wouldn't be approved for one because I'm a low-income earner (despite having a positive Schufa credit rating). Also sending money from my bank account to my Paypal account to pay with Paypal credit was useless, a bank account or credit card is required.
My question now is: Can the problem be solved somehow or is payment simply not possible? Unfortunately, the service provider with whom I want to process the payment (replica) only has Paypal or credit card as payment options, and it doesn't work with Paypal for the reasons mentioned above.
I had the same problem with another service provider (Blizzard), but the problem could be avoided because you can pay with Battle.net credit, which I can easily pay with Paypal on other sites on the Internet. Only this service provider (replica) apparently only offers Paypal or credit card.
Thank you in advance for any help!
Best regards
