Effect of July 28th Changes Upon Membership Organizations

DeepSkyGuy
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We're a membership organization and have a business account. We have members using personal PayPal accounts to pay their dues to our business account. Will these members still be able to pay their dues to our business account using their personal PayPal accounts after the July 28th changes go into effect?

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kernowlass
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@DeepSkyGuy 

 

They mean business accounts will no longer be able to send or receive friends/family ie personal 'gift' payments.

It does not affect personal account 'holders' they can still send to you and you can still send to them.


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kernowlass
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@DeepSkyGuy 

 

Why would they not???


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DeepSkyGuy
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Thanks for replying. Here's what the changes say, as taken directly from the PayPal information:

 

 

  • U.S. business accounts will not be able to receive personal transactions from U.S. PayPal accounts.
  • U.S. PayPal accounts will not be able to send personal transactions to U.S. business accounts.

 

 

The key is what is meant by a "personal transactions." If that means "payments from a personal PayPal account," then the two bullets say that business accounts (such as we have) cannot receive such payments, not can personal PayPal accounts send such payments to business accounts. Set aside the fact that the first bullet would have been sufficient and that precluding the sending and and receiving of such payments makes no sense for PayPal's own bottom line, that's what the bullets say, if what I have in quotes are equivalent.

 

I know that PayPal is not out to harm its bottom line; therefore, the defect is in how PayPal has rendered its two bullets. Putting my question, to which you have responded, out on the community was to see if anyone concurred with my analysis of PayPal's wording. And if others in the community didn't, they would explain why.

 

Much as I appreciate any response, returning my question to me doesn't address my question. I've tried above to explain why I asked my question. I'd really appreciate your thinking on this.

 

 

 

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kernowlass
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@DeepSkyGuy 

 

They mean business accounts will no longer be able to send or receive friends/family ie personal 'gift' payments.

It does not affect personal account 'holders' they can still send to you and you can still send to them.


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DeepSkyGuy
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Thanks. I'm new to PayPal and am unaware of the friends/family and "gift" payments. Has this been something that allows skirting that charges that PayPal normally applies? Could you provide any link where I might read about friends/family/gifts?

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kernowlass
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@DeepSkyGuy 

 

Go to 'sending money to friends or family' in paypals user agreement for all the information.

Never use it for selling transactions though to try and negate the fees as paypal do random checks and if they find you are doing this you risk your account being banned.

 

 https://www.paypal.com/us/webapps/mpp/ua/useragreement-full#sending-money


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