money sent to wrong account and paypal wont give me my money back
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My son is on a trip and ran out of money so i tried to send some money ( friends and family ) and the paypal app autocorrected the email address and mixed two of the letters up
I had sent £170 and the email address of which it was sent to is not responding either, it does not help how it doesnt tell you the name of the person the money is sent to, until after the payment has been sent
Paypal have said there is no way to get this money back, even if the person does not claim it! in other words, it will sit in their account, any information that could help, please let me know.
I have just filed a report with the financial ombudsman to see if this helps
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If its a gift payment ie friends / family then you have sent someone just that ''a gift'' and you don't take gifts back again and likewise paypal can't dip into someones paypal account or bank account and help themselves.
If you funded your paypal payment via a card you could try contacting your card issuer and see if they will chargeback for you but they may not do so either as it was not a buying transaction.
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If you paid into a wrong bank account then your bank could not help you either as they can't dip into someone bank account and remove any funds.
Same with paypal if you send a ''gift'' payment to the wrong person that that really is your problem and not paypals, they can't help themself from someone elses paypal balance UNLESS it was as a result of a paypal dispute for non receipt of item or item received but not as described.
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Why would they?
FSA deals in irregularities, and this is not an irregularity.
The FSA approved paypals user agreement when it came into being and that is part of the agreement.
Also paypal is now no longer regulated by the FSA,
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