Dispute filed for G and S payment , but can I safely chargeback FnF payment?

Obtusely
New Community Member
Hi guys, so I paid for an item on FB marketplace (£160) under G and S and the seller asked me for a postage charge of (£20) through FnF which I also paid - it's turned out that the seller was trying to scam me so I've filed a claim for the £160 under Buyer protection but I'm not sure what to do for the £20 - since PayPal will rule in my favour for the £160 is it safe to chargeback the £20 right now? The £20 payment was clearly marked as Postage for the item too so PayPal should know it was part of the scam.
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Obtusely 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his Paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute (apart from one citing an unauthorised transaction), which would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your Paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.





Advice is voluntary.
Kudos / Solution appreciated.
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