How to avoid any backup payment method for PayPal balance?

ArtL7
Contributor
Contributor
I have my PayPal debit card linked to my PayPal balance and I use it primarily just to do trials that are free or low cost on various services or magazines. So I do not want any form of backup for my PayPal balance how can I delete any backup for my PayPal balance which usually doesn't go above $5. The settings I have so far seem to prevent my debit card from being repeatedly charged for full renewals or full payment in the hundreds of dollars because my PayPal balance limit is $5. But because my actual bank debit card is listed as backup for PayPal balance I am concerned that full-fledged auto renewals or recurring billing attempts on that card could lead to my bank account link to my actual commonly used debit card could drain my actual bank account.
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2 REPLIES 2

Vlastimil2
Member
Member
Thx mistr
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PayPal_Olivia
Moderator
Moderator

Hi @ArtL7

 

Thank you for your post and welcome back to the Community Forum! I'm sorry to hear that there has been frustration with billing agreements, and I hope I can help clarify matters for you.

 

When there is a billing agreement established upon making an initial payment, that agreement is made between you and the merchant, and a backup payment method is required to secure that agreement. With some merchants, this is required in order to conduct the initial transaction. 

 

A lack of funds does not cancel the agreement to pay for the next transaction that is charged as a result of that agreement. A manual cancellation of the billing agreement is what will prevent further charge. To modify or cancel an automatic payment, please follow these steps.

 

I hope this is helpful!

 

Olivia

 

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